Use this opportunity to make sure the policy you received is exactly what you purchased and what you need. Don't delay opening your mail, as insurance information is often time sensitive. Use this opportunity to make sure the policy you received is exactly what you purchased and what you need.een 10 to 30 days. Most life and health policies have a "free-look" period of betwMost life and health policies have a "free-look" period of between 10 to 30 days. Also, be aware of duplicate coverage between policies you own and policies you are considering. Make checks payable to the insurance company or agency name. Don't buy coverage you can't afford, and never pay with cash. Also, be aware of duplicate coverage between policies you own and policies you are considering.y the best coverage that meets your needs and budget.
It is important to buIt is important to buy the best coverage that meets your needs and budget. If an agent is unwilling to explain a policy to your satisfaction, then do not sign the application or buy the policy. It is always a good idea to have a record of what was said for future reference. Dishonest agents can take advantage and fill in the blanks without your approval.Īsk the agent questions and take notes for comparison. Omitting or falsifying information can cause the company to deny your claim or cancel your policy. Agents should never use high-pressure sales tactics.Īnswer All Questions on the Application Correctly It is not wise to purchase insurance at the first meeting. Never Be Pressured or Intimidated by an Agent
#INSURANCE TIP OF THE DAY LICENSE NUMBER#
If you are considering buying, reviewing, or replacing insurance, then the following insurance tips can be of assistance.Ĭall the California Department of Insurance at 80 to see if an agent or company is licensed to sell insurance in California, or you may check our website Each agent is required to print his/her license number on all business cards, quotations, and advertisements. Since your needs and financial situations change over time, it is important to understand and review your insurance policies to decide if the same policies are still right for you. Insurance can be one of the most important ongoing purchases you make to protect yourself and your family from financial hardship. Purchasing the right insurance that meets your needs can be challenging.
#INSURANCE TIP OF THE DAY FREE#
It's a type of insurance called inland marine insurance, which you can use to insure any piece of property at almost any value. So, Chad informed me that a type of insurance offered by most providers is a great solution. But, if someone broke in, stole that one item, and left, it would only be covered to $1,000, unless you have a separate type of insurance for the item. Of course, if your house burned down, flooded, or was otherwise destroyed, of course insurance would replace the home and the items inside. But you may not realize that most insurance policies only cover individual personal items up to $1,000, often times close to your deductible. You'd think that if you have a high-price item in your home or business that it would be covered, in almost any circumstance by your homeowner's insurance. This tip is special thanks to Chad at the Cre8tive Group, who didn't realize his helpful information would become a tip for the world to see!
0 kommentar(er)
